IFSC Codes India

IFSC CODE: Indian Financial System Code

IFSC, expanded as Indian Financial System Code, is a unique 11-digit alphanumeric code that is used for online fund transfer transactions done via NEFT, RTGS and IMPS. Bank IFSC code can be usually found on the cheque leaf issued by the bank. All these codes are assigned to banks by the Reserve Bank of India (RBI) and one can find IFSC codes of all banks and branches on the RBI website. Net banking transactions for fund transfer, using any of the wire transfer modes, cannot be initiated without a valid IFSC.

Banks generally do not revise/change or update this 11-digit key unless there is some kind of reorganisation or merger. This was the case with the State Bank of India (SBI) that recently changed IFSC codes of branches across the country after it merged with 5 associate banks and one other bank.

IFSC Code : Some Key Features

  • Helps uniquely identify a specific bank branch
  • Helps eliminate errors in the fund transfer process
  • Used for all electronic payment options such as NEFT, RTGS and IMPS
  • Can be used for credit card payments. For example, HDFC000012 is the IFSC code for HDFC Credit Card payment through NEFT

MICR Code: Magnetic Ink Character Recognition Code

Magnetic Ink Character Recognition (MICR) is a 9-digit code that helps identify a particular bank branch that is part of the Electronic Clearing System (ECS) which is used to clear cheques on a routine basis. This code can be found on the cheque leaf that is issued by the bank and is generally also printed on the passbook that is issued to the account holder.

Of the nine digits, the first three digits identify the specific city, the next three digits identify the specific bank code and the final three digits represent the bank branch code. For example the MICR code for the SBI branch in Kolkata is ‘700002021. Here, the first 3 digits ‘700’ is used to identify the specific city, the next three digits ‘002’ represent the the specific bank code and the last 3 digits ‘021’ specify the bank branch code. The MICR code is primarily used to process and clear cheques, which is done by machines. The 9-digit code helps eliminate errors in the clearing process, helps in speeding up the process things as well as makes cheque processing more safe and secure.

Here is the list of All Banks IFSC Codes.


Abu Dhabi Commercial Bank
Abhyudaya Cooperative Bank
Akola District Central Co-Operative Bank
Allahabad Bank
Almora Urban Co-Operative Bank ltd
Andhra Bank
Andhra Pragathi Grameena Bank
Apna Sahakari Bank Ltd
Australia and New Zealand Banking Group Ltd
Axis Bank


Bank of America
Bank of Bahrein and Kuwait
Bank of Baroda
Bank of Ceylon
Bank of India
Bank Internasional Indonesia
Bank of Maharashtra
Bank of Tokyo Mitsubishi UFJ Ltd
Barclays Bank
Bassein Catholic Co-Op Bank Ltd
Bharatiya Mahila Bank Ltd
BNP Paribas Bank


Commonwealth Bank of Australia
Canara Bank
Capital Local Area Bank Ltd
Catholic Syrian Bank
Central Bank of India
Chinatrust Commercial Bank
Citizen Credit Cooperative Bank
City Union Bank Ltd
Corporation Bank
Credit Agricole Corporate and Investment Bank
Credit Suisse AG


DBS Bank Ltd
Dena Bank
Deutsche Bank
Development Credit Bank Ltd
Dhanlaxmi Bank Ltd
Dombivli Nagari Sahakari Bank Ltd


Firstrand Bank Ltd


Gopinath Patil Parsik Janata Sahakari Bank
Gurgaon Gramin Bank Ltd


HDFC Bank Ltd
HSBC Bank Oman Saog


ICICI Bank Ltd
Indian Bank
Indian Overseas Bank
Indusind Bank Ltd
Industrial and Commercial Bank of China Ltd
ING Vysya Bank Ltd


Jalgaon Janata Sahkari Bank Ltd
Jankalyan Sahakari Bank Ltd
Janata Sahakari Bank Ltd (Pune)
Janaseva Sahakari Bank Ltd (Pune)
Janaseva Sahakari Bank (Borivli) Ltd
JP Morgan Chase Bank NA


Kallappanna Awade Ich Janata S Bank
Kapole Cooperative Bank
Karnataka Bank Ltd
Karnataka Vikas Grameena Bank
Karur Vysya Bank
Kerala Gramin Bank
Kotak Mahindra Bank
Kurmanchal Nagar Sahkari Bank Ltd


Mahanagar Cooperative Bank Ltd
Maharastra State Cooperative Bank
Mashreq Bank
Mizuho Corporate Bank Ltd
Mumbai District Central Co-Op Bank Ltd


Nagar Urban Co-Operative Bank
Nagpur Nagrik Sahakari Bank Ltd
National Australia Bank
New India Cooperative Ban Ltd
NKGSB Cooperative Bank Ltd
North Malabar Gramin Bank
Nutan Nagarik Sahakari Bank Ltd


Oman International Bank
Oriental Bank of Commerce


Prathama Bank
Pragathi Krishna Gramin Bank
Prime Co-Operative Bank Ltd
Punjab and Maharashtra Cooperative Bank Ltd
Punjab and Sind Bank
Punjab National Bank


Rabobank International (CCRB)
Rajkot Nagarik Sahakari Bank Ltd
Rajgurunagar Sahakari Bank Ltd
Reserve Bank of India


Shinhan Bank
Shikshak Sahakari Bank Ltd
Shri Chhatrapati Rajarshi Shahu Urban Co-Op Bank Ltd
Societe Generale
Solapur Janata Sahkari Bank Ltd, Solapur
South Indian Bank
Standard Chartered Bank
State Bank of Bikaner and Jaipur
State Bank of Hyderabad
State Bank of India
State Bank of Mauritius Ltd
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
Sumitomo Mitsui Banking Corporation
Syndicate Bank


Tamil Nadu Mercantile Bank
Thane Bharat Sahakari Bank Ltd
The A.P. Mahesh Co-Op Urban Bank Ltd
The Akola Janata Commercial Cooperative Bank
The Andhra Pradesh State Coop Bank Ltd
The Ahmedabad Merc. Cooperative Bank
The Bank of Nova Scotia
The Bharat Cooperative Bank Ltd
The Cosmos Cooperative Bank Ltd
The Delhi State Cooperative Bank Ltd
The Federal Bank Ltd
The Gadchiroli District Central Cooperative Bank Ltd
The Greater Bombay Co-operative Bank Ltd
The Gujarat State Co-Operative Bank Ltd
The Jalgaon Peoples Co-Op Bank
The Jammu and Kashmir Bank
The Karad Urban Co-op Bank Ltd
The Kalupur Commercial Cooperative Bank
The Karnataka State Apex Cooperative Bank Ltd
The Kalyan Janata Sahakari Bank Ltd
The Kangra Central Cooperative Bank Ltd
The Kangra Cooperative Bank Ltd
The Lakshmi Vilas Bank
The Mehsana Urban Cooperative Bank Ltd
The Municipal Co Operative Bank Ltd, Mumbai
The Nasik Merchants Co-Op Bank Ltd
The Nainital Bank Ltd
The Rajasthan State Cooperative Bank Ltd
The Ratnakar Bank Ltd
The Royal Bank of Scotland N.V.
The Saraswat Cooperative Bank Ltd
The Sahebrao Deshmukh Co-Op. Bank Ltd
The Seva Vikas Co-Operative Bank Ltd (SVB)
The Shamrao Vithal Cooperative Bank Ltd
The Surat District Co Operative Bank Ltd
The Surat Peoples Co-Op Bank Ltd
The Sutex Cooperative Bank
The Tamilnadu State Apex Cooperative Bank
The Thane Janata Sahakari Bank Ltd
The Thane District Central Co-Op Bank Ltd
The Varachha Co-Op. Bank Ltd
The Vishweshwar Sahakari Bank Ltd., Pune
The West Bengal State Cooperative Bank Ltd
The Zoroastrian Cooperative Bank Limited
Tumkur Grain Merchants Cooperative Bank Ltd


UCO Bank
Union Bank of India
United Bank of India
United Overseas Bank


Vasai Vikas Sahakari Bank Ltd
Vijaya Bank


Westpac Banking Corporation
Woori Bank


Yes Bank Ltd


Zila Sahkari Bank Ltd Ghaziabad